You are in: Home > Bankruptcy Law

What Do The Missouri and Illinois Chapter 13 Rules Say About Filing the Right Documents?

13th April 2010
By JamesBrown in Bankruptcy Law
RSS Legal RSS    Views: N/A

As any St. Louis, Missouri or Belleville, Illinois bankruptcy attorney would tell you, there is a lot of work and preparation that goes into a Chapter 13 case in Missouri and Illinois. Once you have determined if you are eligible and have gotten the required credit counseling, you must file many documents with the court in a short period of time.

This is a common process for someone filing without a St. Louis, Missouri or Belleville, Illinois bankruptcy attorney to make a mistake. Why? If just one document is missing from your case, you must locate it and file it within 14 days. The consequence for failing to get the documents in time is a case dismissal.

You may have to wait 180 days to re-file your case after its dismissal. That means you'll have to go another 6 months without protection from foreclosure, credit card debt help, and relief from your creditors.

By the time you are ready to file Missouri or Illinois Chapter 7 or Chapter 13 bankruptcy, you probably need help immediately. You can certainly try to file Missouri or Illinois Chapter 13 bankruptcy by yourself, but if it costs you your case, you may be putting you and your family at an unnecessary risk.

If you want to file your Chapter 13 bankruptcy case with a Missouri or Illinois bankruptcy lawyer, you will most likely have a much easier time filing your case. Know that you've hired an experienced lawyer. An attorney who has filed a number of cases most likely has a system set in place to make sure that your case won't get dismissed due to missing required documents.

While it is a major mistake, failing to file the required documents isn't the only hurdle you have to jump in a Missouri or Illinois Chapter 13 bankruptcy case. Know the common errors people make in their bankrutpcy cases so you can avoid becoming one of them. Begin your learning with free information made available by great attorneys in your area. While many attorneys offer a free consultation, the best are willing to educate you before you even step foot in an office. Look for free articles, blogs, bankruptcy FAQ, and even free publications about Chapter 13 bankruptcy. You can save time and money, not to mention the worry of not getting relief!


Missouri Bankruptcy attorney James Brown has been working to relieve the debt of hard-working American families for over 15 years. He has dedicated his career to educating consumers about options for debt relief and has released 5 publications, including, "Get Out of Debt: Secrets Your Creditors Don't Want You to Know." You can request a free copy at
This article is free for republishing
Bookmark and Share

Ask a Question about this Article

powered by Yedda