Types of road accident claims

Road accidents are one of the most common occurrences these days. Almost everyone has been involved in some kind of road accident or at least have witnessed such incidents at some point of time.

Road accidents can be classified as those, resulting from a collision of one vehicle with a pedestrian, animal, pavement or another vehicle. A survey recorded that nearly 300,000 cases of road accidents take place every year. Road accidents might lead to injuries or damages to property. Such accidents can also be fatal resulting in the involved person's death

With road accidents being such a common occurrence, it is no wonder that road accident claims are becoming common too. If a person is involved in a road accident and is injured due to no fault of his/her own, then he/she has the right to file a complaint and is entitled to file a claim. Such a complaint falls under the category of personal injuries and therefore entitles the victim to receive an adequate compensation from the party at fault.


Making road accident claims against insured party

By the provision of the legal regulations in the country, most cars and other form of motor vehicles are required to have an insurance policy to help protect against the consequences. So if a person is a victim of a road accident, the first thing he/she needs to do is to get the insurance details from the party who is to blame. After all, it is the insurance agency who will deal with the road accident claim of the aggrieved party.

Making road accident claims against uninsured party

In case a person is involved in a road accident and the guilty party does not have insurance then the road accident compensation claim can be made through the Motor Insurers Bureau (MIB).

Making road accident claims in a Hit and Run Case

The services of the Motor Insurers Bureau (MIB) can also be sought in hit and run cases.

In a recent example of road accident claims, a man aged 38 received compensation for £500 by pursuing a case against an uninsured driver through the Motor Insurer' Bureau. He and his friend were caught in traffic when a car suddenly slammed into the side of their car from their right. He noted the car's registration number and informed the police. Subsequently, he sought the help of the MIB to claim compensation.

Factors to be considered while making a road accident claim

A road accident claim can only be successful if a person follows the requisite guidelines. Some factors need to be considered to make such a claim and ensure a favorable outcome. These are mentioned below:-

* The first step to be taken following a road traffic accident is to gather information so that the fault of the other person can be proved. Therefore, one should collect information regarding the names, addresses and contact numbers of the witnesses of the accident. If possible, one should also try to collect photographic evidence.



* The accident should be reported to the police instantly.



* The expert services of a solicitor can be hired. Mostly, such services can be availed on the conditional agreement basis, that is, the no win no fee arrangement.



Despite being careful we can get into a situation where we have no control. Road accidents are just one of them. Therefore one should never hesitate to take action when one suffers due to other people's negligence, one should always report the matter to the authorities and claim for the damages.

Victims can also consider filing a road accident claim with the help of no win no fee solicitors.

Find out how to make a no win no fee claim if you have been injured.