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Is It Hard to Reopen a Missouri or Illinois Bankruptcy Case?

27th April 2010
By JamesBrown in Bankruptcy Law
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Sure! As long as it is for the right reason, that is. For example, your case could need to be reopened if your creditors are violating your discharge and still trying to collect your debt. Typically, though, it is only a Missouri or Illinois Chapter 7 that needs to be reopened.

Why? A Missouri or Illinois Chapter 7 can be over in as little as 90 days. It may be nice to get credit card debt help and the like quickly but 90 days isn't much time to get any problems that arise straightened out. It isn't impossible to reopen a Chapter 13 either but it doesn't often happen because of the longer time period involved.

Is it hard to reopen your case? It very well may be without the assistance of a St. Louis bankruptcy attorney. Reopening a case is where having experience really comes in handy. Having an attorney that can't properly navigate a bankruptcy reopening could end up costing you big bucks--not to mention time.

Now, if you hire an experienced and qualified St. Louis bankruptcy attorney, it is likely that you won't have to reopen your file at all. With the help of an attorney, you can usually have a smooth, quick road to your discharge. Just keep in mind that a reopening may happen if you have a lot of property or creditors. So, the help of an experienced and qualified bankruptcy attorney in St. Louis is vital to a successful reopening. How do you know if you have hired a St. Louis law firm with enough experience to navigate a reopening? I believe that there are certain indicators will lead you to the best attorney for your bankruptcy case.

Don't being with the attorney that is in closest proximity to your front door. Just because an attorney is close to you doesn't mean that he or she will do the best job. You should also find successful results for that specific attorney. You'd want to find an attorney who has a high amount of confirmed cases and a low amount of dismissed cases. Also, beware of internet "directories" promising to get you a qualified lawyer. What these directories don't tell you is that they are a marketing service that attorneys pay to be a part of, whether they are qualified to be or not.

Lastly, don't forget to ask an attorney if they have free books or a website that allows you to find out more about qualifications and experience before you walk in the door.


Missouri Bankruptcy attorney James Brown has been working to relieve the debt of hard-working American families for over 15 years. He has dedicated his career to educating consumers about options for debt relief and has released 5 publications, including, "Get Out of Debt: Secrets Your Creditors Don't Want You to Know." You can request a free copy at

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