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How To File A Car Accident Claim

30th June 2011
By Bonita George in Accident claims
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Whenever there is an accident involving a car, usually a car accident claim is filed. However, most people do not know what to do after an accident in order to file a traffic accident claim. They panic, forget to collect the necessary data and some don't even know where to begin.

What To Do In Case Of An Accident?

Given below are a few points that need to be kept in mind if there is an accident. These will help you get the right amount as compensation.

* Stay calm and try to determine the extent of damage to the vehicle. This of course is possible, only if there is no personal injury. In case of personal injury, the person will have to wait till he is admitted into the hospital to get an idea of his bodily injuries and he will have to get the help of a friend or relative to deal with the vehicle.
* In most countries, it is essential to file an accident report with the police. This will help in substantiating the claim at a later date especially if it has to go to court.
* Do not forget to hire a lawyer. It is very essential to hire a lawyer while making a car accident claim. Even if there is insurance coverage, a lawyer will help in getting the paperwork together and will liaison with the insurance agent. Insurance agents generally try to reduce the traffic accident compensation through various tactics. The solicitor ensures that this does not happen and calls the bluff of the agents.

* Before meeting the lawyer, it is essential to collect all facts pertaining to the accident. This includes pictures of the accident if any, bills paid, copies of accident reports and doctors reports. It is also essential to have a written record of the accident. The written record needs to be made at the earliest when all facts are fresh in the mind.
* It is very important to read the fine print on the insurance policy before signing it and also in the event of an accident. This will help refresh all the points included in the coverage and information can be collected accordingly.
* Insurance agents need to be contacted within a few days of the accident itself, if not on the same day. Sometimes, the insurance coverage may not be applicable after a stipulated number of days. Hence, the sooner they are contacted the better. It is always better to take the car to the shop only after contacting the insurance company.
* If a law suit has to be filed, make sure there are enough sittings with the solicitor and also read the paper he is going to submit in court in detail to make sure he has got all the facts right.

* Refrain from lying. Insurance agents and the police carry out their own investigation into the accident. They also identify witnesses and interview them to get their view of the whole incident. In such cases, lies are easily exposed. Once this comes out, the entire amount of car accident compensation may be lost.

If all these factors are carefully considered and carried out systematically without panic, it is possible to get a good amount against any car accident claim. is the website of a well experienced and reputed law firm which specializes in car accident claim. The firm helps clients file claims and get good compensation.
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