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Motor Accident Claims: How it Works

06th August 2010
By Mariah Cole in Accident claims
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An accident will never be expected. It is unexpected because nobody wants it to happen. Especially if you or your loved-one will get involved in an accident, how bad could it ever get then? Nothing will be much as harder as an unwanted misfortune. Luckily, in the UK, the number of car or motor accidents has remarkably diminished since the year 2006. This is very good news for every people but nothing beats the "be careful while driving" rule. And if you've just had traffic accident, in here comes the motor accident claims.

Being in your car and seem to be almost lifeless because of the injury you've acquired, can you still think of the claims that you will be making in the end? But then, a claim for something which was never your fault in the first place is very essential. Of course you will still have to probe or investigate if who will be put on blame for the accident. It might be your fault because of not putting your seatbelt on during driving. Somebody might be at fault for this kind of accident, but if you weren't able to put your safety gear while driving, you might win the claim but there is a possibility that the court will get your motor accident claims lower to 30% because of not wearing your seatbelt so that injuries could have been avoided fully. Or it may be reduced to 15% if the injuries you've gotten could have been avoided a little because you were wearing a seatbelt. So you better have worn your safety belt when the accident happened.


To be able to make motor accident claims, do not leave the incident scene immediately when you just got involved in a car accident. Proof for the claims that you will be making is very vital to be able to go through the process smoothly. Medical and police reports are also very important evidences for the motor accident claims. It would also be a plus if you have noted down the names of the particular people who attended to you while you were in need have help. The names of the physician who dealt with you, the police officer who have investigated the incident or any third party people who can be possible witnesses for the accident that happened. And you might forget the documents; these papers are very significant for the claim.

Now, what's good in UK is the 'no win no fee' policy when it comes to claiming your compensation. After the incident, you should call your insurance company or contact the person or organization at fault for your injury. Let them know that you are filing for a claim because of the injury that you have had. And then consult a personal injury solicitor; it would also be better if he specializes in car accidents claims, for you to be able to understand the things that will happen when you will be claiming your injury compensation. It is also very ideal to have a meeting with the lawyer to be very much prepared and ready when you are claiming something the legal way. The more prepared you are, the most probable that your claim will be approved



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