Max Gunderson's Articles http://www.goinglegal.com en-us editorial@articlealley.com Dealing with Your Creditors Sometimes things happen that are unforeseen and they can lead to unexpected financial tensions in your life. When outstanding debt exists and you are able to start servicing your debt, you will always want to try and deal with the original creditor as th... http://www.goinglegal.com/dealing-with-your-creditors-1820271.html 02nd November 2010 What is a Bankruptcy Attorney? A bankruptcy attorney is just that, an attorney that assists you with filing for bankruptcy. Once you have decided that a bankruptcy in Phoenix, AZ or another market in Arizona is indeed what is right for you and your family, you are faced with the task o... http://www.goinglegal.com/what-is-a-bankruptcy-attorney-1807774.html 22nd October 2010 Medical Bills -- The Leading Cause of Bankruptcy in Arizona Yes, there is a terrible real estate market in Arizona, yes, Arizona unemployment rates are rapidly approaching all-time highs, and yes, Arizona (and the rest of the nation) is mired in a deep recession. However, none of these financial pitfalls are the ... http://www.goinglegal.com/medical-bills--the-leading-cause-of-bankruptcy-in-arizona-1807772.html 22nd October 2010 Why You Should Hire a Bankruptcy Attorney: Part 1 of 3 - The Means Test by Max Gunderson There are many individuals in the Phoenix and Tucson, Arizona metro areas that are at a point where they may want to soon look at declaring bankruptcy as a solution to their current unenviable financial situation. Many of these same i... http://www.goinglegal.com/why-you-should-hire-a-bankruptcy-attorney-part-1-of-3--the-means-test-1807737.html 22nd October 2010 Renting an Apartment After Filing Bankruptcy by Max Gunderson We recently had a client come in to our Tucson, Arizona bankruptcy office to set the wheels in motion to file a Chapter 7 bankruptcy. Our client currently lives in a rented apartment in the Tucson area but would like to find a more af... http://www.goinglegal.com/renting-an-apartment-after-filing-bankruptcy-1807713.html 22nd October 2010 Predatory Payday Loans End in Arizona Even though much of Arizona is mired in a financial recession, there are still people out there that are trying to take advantage of those that are down on their luck. These predatory lenders can devastate consumers. Predatory loans can come in the form o... http://www.goinglegal.com/predatory-payday-loans-end-in-arizona-1761877.html 24th September 2010 Don't Be Scared to Say the "B" Word For some people, filing for Chapter 13 or Chapter 7 bankruptcy protection is not even an option to consider when they are seeking assistance with their financial problems. These people are so concerned about doing damage to their credit that they won't e... http://www.goinglegal.com/dont-be-scared-to-say-the-b-word-1761870.html 24th September 2010 What can I Do to Improve My Credit Score after Bankruptcy? Just because you have a credit card or are able to obtain a car loan due to your current debt to income ratio, don't be fooled into be thinking that you have good credit. This may simply be a credit illusion. Another credit myth is that your credit is s... http://www.goinglegal.com/what-can-i-do-to-improve-my-credit-score-after-bankruptcy-1761868.html 24th September 2010 College Students and Credit Card Debt in Arizona In the 2008-2009 academic year, 15,610 students graduated from Arizona State University, in Tempe, AZ. Many of Arizona State's recent graduates not only exit ASU with a degree but they also are the proud owners of new credit card debt that they obtained ... http://www.goinglegal.com/college-students-and-credit-card-debt-in-arizona-1761863.html 24th September 2010 Waiting to File Bankruptcy Sometimes you have to wait before you are eligible to file for bankruptcy protection. If you’ve filed before, if you’ve recently move to Arizona from another state, you will need to abide by Arizona’s bankruptcy laws. It used to be that you could file ... http://www.goinglegal.com/waiting-to-file-bankruptcy-1761862.html 24th September 2010 How to prevent car repossession and recover a vehicle if it has already been repossessed If you are on the brink of having one of your vehicles repossessed we can answer the question “how do I prevent me car or vehicle from being repossessed?” and can help advise you as to what you need to do. If you are concerned about car repossession, the ... http://www.goinglegal.com/how-to-prevent-car-repossession-and-recover-a-vehicle-if-it-has-already-been-repossessed-1761859.html 24th September 2010 How to Stop the Harassing Phone Calls from Creditors and Debt Collectors Are you someone who has recently encountered serious financial problems? If so, you understand the stress filled reality of such a situation. Your phone rings all day with calls from bill collectors looking to squeeze whatever small amount of money they ... http://www.goinglegal.com/how-to-stop-the-harassing-phone-calls-from-creditors-and-debt-collectors-1761858.html 24th September 2010 Stop Wage Garnishments Are you barely making ends meet with your current wages? What kind of financial trouble would you be in if you were making 25 or 50 percent less than you are now? That kind of financial peril can happen if one or more of your creditors gets a judgment a... http://www.goinglegal.com/stop-wage-garnishments-1761853.html 24th September 2010 Bankruptcy: Facing Financial Hardship and Foreclosure in Tucson Each year, over 1.5 million people, roughly 2% of the population of the United State, file for protection through chapter 7 or chapter 13 bankruptcy. On almost a weekly basis, we learn about another corporation, airline, or investment firm facing bankrupt... http://www.goinglegal.com/bankruptcy-facing-financial-hardship-and-foreclosure-in-tucson-1761850.html 24th September 2010 Convenience Comes with a Price Bankruptcy filings are on the rise nationwide. Every state has shown an increase in bankruptcy filings over the past year. However, the down economy is not only forcing individuals and families to seek financial protection through filing bankruptcy. So... http://www.goinglegal.com/convenience-comes-with-a-price-1751116.html 17th September 2010