John Hill's Articles http://www.goinglegal.com en-us editorial@articlealley.com INVESTING IN REAL ESTATE NOTES – PART 1 Finding a safe place to invest that also provides you with a good return on investment has been a challenge since the origin of markets. Today’s troubled times have only made that search exponentially more difficult. Much of the media tries to put a happy... http://www.goinglegal.com/investing-in-real-estate-notes--part-1-2193912.html 19th April 2011 HOUSING DOUBLE DIP … OR JUST ONE LONG FALL? Down, down, down! The latest housing data are downright lousy. New home sales hit a record low, housing prices in general have fallen to their lowest level since housing first hit bottom in April 2009, and the Case Schiller index dropped precipitously by ... http://www.goinglegal.com/housing-double-dip--or-just-one-long-fall-2193882.html 19th April 2011 INVESTING INTO THE UNKNOWN Last month, I was invited to make a presentation to a local Rotary club about trends in real estate and the economy. This was no dog and pony show with an eternal happy face. On the contrary, I warned the audience early on that, if they get easily depre... http://www.goinglegal.com/investing-into-the-unknown-1989934.html 27th January 2011 PLUNDERING THE ECONOMY! “Plunder!” is a wonderful new book by Steven Greenhut that I am currently reading. He describes how public employee unions have corrupted politicians, who in turn are bankrupting states (especially California) and cities. It is a well-written book that ... http://www.goinglegal.com/plundering-the-economy-1989932.html 27th January 2011 BACK TO BASICS ON MORTGAGE NOTES Not so many decades ago, banks loaned money to people to buy a house and then kept the loan. Because the bank held on to the mortgage note, they made sure that the buyer put in a reasonably large down payment and had the ability and character to repay th... http://www.goinglegal.com/back-to-basics-on-mortgage-notes-1989924.html 27th January 2011 RECLAIMING A HOUSE … REALLY ?? The foreclosure mess recently took another step toward surrealism. You may have heard that the Earl family, which had previously been evicted from a house in Simi Valley (northwest of Los Angeles), California, decided that they had the right to reclaim t... http://www.goinglegal.com/reclaiming-a-house--really--1989908.html 27th January 2011 Creating a Note – Collecting payments (Part 4 in the series) In the first three installments, we covered setting a sales price for your property, collecting a down payment and setting up the mortgage note, and being sure that you use the right documents. Now that the property has been sold and all of the right doc... http://www.goinglegal.com/creating-a-note--collecting-payments-part-4-in-the-series-1989906.html 27th January 2011 DECISIONS AS THE COUNTRY IS DRIVEN INTO A DITCH A good friend of mine called yesterday to say hello. After the usual pleasantries, we got into a fun discussion about the economy and did our usual rants about the country’s terrible politicians. We came at this discussion from different angles. He doe... http://www.goinglegal.com/decisions-as-the-country-is-driven-into-a-ditch-1989899.html 27th January 2011 Creating a Note – Terms & Documents (Part 3 in the series) You have hopefully reviewed parts 1 and 2 in this series, so have become more knowledgeable about setting the sales price for a property, collecting the down payment, and whether to carry a 2nd lien. Of course, there is much more to know if you will be s... http://www.goinglegal.com/creating-a-note--terms--documents-part-3-in-the-series-1989866.html 27th January 2011 Why the Happy Face on Housing? Newspapers and smiling TV commentators have been telling us for several months that the real estate market and economy are improving, and may soon return to pre-2006 growth rates. While I don’t believe that for the economy in general or for real estate i... http://www.goinglegal.com/why-the-happy-face-on-housing-1989829.html 27th January 2011 THE CASE FOR FALLING REAL ESTATE PRICES “Prices are rising!” “Buy now, while prices and rates are low!” To listen to the talking heads and to read the papers, one would think that real estate prices are in the basement and have nowhere to go but up. To those of us who knew a residential real... http://www.goinglegal.com/the-case-for-falling-real-estate-prices-1989820.html 27th January 2011 7 Tips On How To Sell Your Real Estate Note Most people with a real estate note are not familiar with how to sell that note and how to make sure that the mortgage note buyer is trustworthy. The tips below are basics to help you down the path of successfully selling your real estate note: 1.Work... http://www.goinglegal.com/7-tips-on-how-to-sell-your-real-estate-note-1989810.html 27th January 2011 WHY CREATE A REAL ESTATE NOTE? Let’s say that you’ve made your property beautiful and in sale-ready condition, but when you get ready to sell it, there are very few buyers interested. Or, perhaps there are numerous buyers wanting to buy the property, but they cannot qualify for a loan... http://www.goinglegal.com/why-create-a-real-estate-note-1989794.html 27th January 2011