My Aunt Betty's closest companions have always been her cats. Ever since I was a boy, my family never traveled to the Midwest to visit just Betty. It was always Betty and Roscoe or Betty and Fluffy. She's always loved those feline friends and, as age crep...

Whether helping the kids with a down payment on their first home, paying the premiums on a life insurance policy in an irrevocable trust, or moving appreciated assets to a younger generation, annual gifting will touch the lives of millions of Americans. B...